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  • Is Next Move Insurance limited to one insurance company?

    • No. We're an independent Texas brokerage, which means we work with multiple insurance markets instead of selling for just one company.

  • What areas do you serve?

    • Baytown and Mont Belvieu, Texas, and clients across Texas including greater Houston and the Gulf Coast.

  • Can you help with older homes, investment properties, or coastal properties?

    • Yes — see Texas FAIR Plan above.

  • ​Do you offer flood insurance?

    • Yes, NFIP and private flood.

  • Do you offer TWIA windstorm coverage?

    • Yes, for eligible coastal properties.

  • Is there a waiting period for flood insurance?

    • Yes, typically 30 days under NFIP.

  • What's Texas's minimum auto liability requirement?

    • 30/60/25 ($30k/$60k/$25k), Tex. Transp. Code §601.072.

  • Why was my home insurance non-renewed?

    • Usually prior claims, roof age, or location — we can still help.

  • Do you offer notary services?

    • Yes, both offices.

  • Do you prepare income taxes?

    • Yes.

  • What kind of auto insurance do you offer?

    • Personal, multi-car, young drivers, high-risk, SR-22, commercial.

  • Do you offer business insurance?

    • Yes — commercial auto, BOP, general liability, commercial property, contractors, builder's risk.

  • Buying a home — can you help before closing?

    • Yes.

  • Do you speak Spanish?

    • Sí, hablamos español.

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