RENTAL PROPERTY INSURANCE
Protect the Property That Produces Your Income
A rental property isn't the same as your primary residence.
Whether you own one rental home or you're building a real estate portfolio, Next Move Insurance helps Texas landlords and investors explore insurance designed for investment properties.
Insurance for Texas Real Estate Investors
We help with:
Single-family rental properties
Long-term rentals
Investment homes
Recently purchased investment properties
Older rental homes
Properties between tenants
Properties undergoing eligible renovation
Multiple-property portfolios
Every property is different, so we'll help determine what type of coverage may fit your situation.
Why a Regular Homeowners Policy May Not Be Appropriate
The way a property is occupied matters.
A home occupied by a tenant can present different risks from an owner-occupied primary residence. That's why landlords should make sure their insurer knows exactly how the property is being used.
Our team can help you determine the appropriate
type of property coverage.
Coverage to Discuss With Your Agent
Depending on the policy and carrier, landlord insurance may include or make available protection involving:
The dwelling
Other structures
Liability
Certain landlord-owned property
Loss of rental income following a covered loss
Additional endorsements or protections
Availability, limits and exclusions vary by insurer and policy.
We'll explain what the quote actually includes instead of looking only at the premium.
Investors Understand Numbers. So Do We.
Insurance affects the performance of your investment.
Before purchasing a rental property, it is smart to understand insurance costs because they can affect:
Monthly cash flow
Debt-service calculations
Required reserves
Closing requirements
Overall return on investment
If you're purchasing an investment property,
send us the address before closing
so we can begin exploring coverage.
Building a Rental Portfolio?
As your portfolio grows,
insurance organization becomes increasingly important.
We can help review coverage property by property and identify upcoming renewals or potential insurance issues.
One property or multiple properties — we're here to help.